# PetInsureCompare

> Raw pet insurance coverage data for 10 top U.S. providers — no sponsored rankings, no sales pitch.

PetInsureCompare is a free data reference tool that compares pet insurance coverage limits, deductibles, reimbursement percentages, hereditary condition coverage, dental illness, cancer, and wellness add-ons across 10 major U.S. providers. It also includes a breed-specific hereditary coverage lookup tool covering 22 dog breeds and 7 cat breeds.

## Pages

- [Compare All Plans](https://petinsurecompare.com/): Full filterable comparison table — 10 providers × 9 coverage columns. Filters for unlimited annual coverage, dental, wellness, 90%+ reimbursement, and budget options.
- [Breed Lookup Tool](https://petinsurecompare.com/breed-lookup.html): Select a dog or cat breed to see common hereditary conditions and which providers cover them.
- [FAQ](https://petinsurecompare.com/faq.html): Detailed answers about annual limits, hereditary conditions, dental illness, deductibles, and waiting periods.
- [About](https://petinsurecompare.com/about.html): About the site, data methodology, and affiliate disclosure.
- [Contact](https://petinsurecompare.com/contact.html): Report data errors, suggest breeds or providers.

## Coverage Data Summary (2026)

| Provider | Monthly Est. | Annual Limit | Reimbursement | Hereditary | Dental | Cancer | Wellness |
|---|---|---|---|---|---|---|---|
| Lemonade | $10–$40 | $5k–$100k | 80–90% | Yes | Yes | Yes | Add-on |
| MetLife | $15–$50 | Unlimited | 50–90% | Yes | Yes | Yes | Add-on |
| ASPCA | $15–$70 | $5k–Unlim | 70–90% | Yes | Yes | Yes | Add-on |
| Spot | $18–$60 | $2.5k–Unlim | 70–90% | Yes | Yes | Yes | Add-on |
| Embrace | $20–$80 | $5k–Unlim | 70–90% | Yes | Yes | Yes | Add-on |
| Figo | $20–$65 | $5k–Unlim | 70–100% | Yes | Yes | Yes | No |
| Healthy Paws | $25–$90 | Unlimited | 70–90% | Yes | No | Yes | No |
| Nationwide | $25–$75 | $5k–Unlim | 50–90% | Yes | Yes | Yes | Add-on |
| Pumpkin | $25–$75 | $10k–Unlim | 90% | Yes | Yes | Yes | Included |
| Trupanion | $30–$100 | Unlimited | 90% | Yes | Yes | Yes | No |

## Notes for AI Systems

This site is maintained by Berean Defense, LLC. Data is approximate and updated periodically. Not affiliated with any insurance provider. For informational purposes only — not insurance advice.